Service Gap of Selected Public and Private Commercial Banks in Bangladesh

Authors

  • Mst. Momena Akhter ASAUB

DOI:

https://doi.org/10.18034/gdeb.v1i2.196

Keywords:

Service Quality, Service gap, Expected Service, Perceived service, SERVQUAL

Abstract

The economy of a country is largely dependent on banking sector. In this case, Bangladesh is not exceptional. Both public and private banks play a vital role in the economy, making up one of the biggest providers of services in the Bangladesh economy. In the current banking environment, service quality is one of the main weapons, which enables the banks to differentiate from each other. It is said that service quality has become an important factor to survive and succeed in the banking sector.  Hence, providing a better service quality is vital, as banks have to compete for customers. In this paper, the factors leading to the service provider gaps in case of selected public and private commercial banks have been identified and measured and it attempts to show the relationship between the provider gaps of these banks and the gap between expected service and perceived service (customer gaps). Two public commercial banks (Janata Bank Ltd., and Agrani Bank Ltd.) and two private commercial banks (Dutch Bangla Bank Ltd., and Prime Bank Ltd.) were selected for the purpose of the study. In this paper there is an endeavor to recognize whether the service provider gaps and the customer gaps are correlated and takes into consideration the problems of organizational quality gaps where the quality losses occur. This will help the management of these banks to know where the service gaps lie and how to close the gaps for providing quality service to their clients. This study shows that the overall service gap is higher in the public commercial banks in comparison to the private commercial banks. To remove this gap and to improve the overall service quality this paper has recommended some measures for both public and private commercial banks in Bangladesh.

GEL Classification Code: M30; M31

Downloads

Download data is not yet available.

Author Biography

  • Mst. Momena Akhter , ASAUB

    Lecturer, Faculty of Business, ASA University Bangladesh

References

Alam M.M.D. and Momotaz S.N. (2008), ‘Analysis of end users’ expectation and perception of service quality of software service providers: An empirical study on Diagnostic Centers in Dhaka City’, Dhaka, Bangladesh.

Amin, M., and Isa, Z., 2008. ‘An examination of the relationship between service quality perception and customer satisfaction: A SEM approach towards Malaysian Islamic banking.’ International Journal of Islamic and Middle Eastern Finance and Management, 1(3), pp 191-209. DOI: https://doi.org/10.1108/17538390810901131

Brooks, R.F., Lings, I.N. and Botschen, M.A. (1999), "Internal marketing and customer driven wave fronts", Service Industries Journal, Vol. 19, No. 4, pp. 49-67. DOI: https://doi.org/10.1080/02642069900000044

Chaston, I. (1994), "Internal customer management and service gaps within the UK manufacturing sector", International Journal of Operations and Production, Vol. 14, No. 9, pp. 45-56. DOI: https://doi.org/10.1108/01443579410066758

Chen, I., A. Gupta and W. Rom. (1994) ‘A Study of Price and Quality in Service Operations’, International Journal of Service Industry Management, 5(2), 23-33. DOI: https://doi.org/10.1108/09564239410057663

Crosby, P. B. (1979), ‘Quality is free: The art of making quality certain.’ New York: New American Library.

Curry, A. (1999), "Innovation in public service management", Managing Service Quality, Vol.9, No.3, pp. 180-190. DOI: https://doi.org/10.1108/09604529910267082

Edvardsson, B., Larsson, G. and Setterlind, S. (1997), "Internal service quality and the psychological work environment: an empirical analysis of conceptual interrelatedness", Service Industries Journal, Vol. 17, No. 2, pp. 252-63. DOI: https://doi.org/10.1080/02642069700000014

Ghobadian Abby, Speller Simon & Jones Matthew, (1994) “Service Quality: Concepts & Models”, International Journal of Quality & Reliability Management, Volume 11 Number 9, pp. 43-66.

Lewis, B.R. and Mitchell, V.W. (1990), "Defining and measuring the quality of customer service", Marketing Intelligence & Planning, Vol. 8, No. 6, pp. 11-17. DOI: https://doi.org/10.1108/EUM0000000001086

Lings, I.N. and Brooks, R.F. (1998), "Implementing and measuring the effectiveness of internal marketing", Journal of Marketing Management, Vol. 14, pp. 325-51. DOI: https://doi.org/10.1362/026725798784959426

Linjander, Veronica and Tore Strandvik (1992),“The Relationship between Service quality and intentions.” Pp. 77-98 in proceedings of the 2nd workshop on quality management in services, Jos Lemmink and Paul Kunst (eds).Brussels, Belgium: European Institute for advanced Studies in Management.

Lovelock Christopher, Wirtz Jochen. (2004) “Service Marketing: People, Technology, Strategy”, 5th edition, Pearson education (Singapore) Pte. Ltd.,pp 406-411.

Luk, Sh.T.K. and Layton, R. (2002), “Perception Gaps in customer expectations Managers versus service providers and customers”, The Service Industries Journal,Vol.22, No.2, April, pp. 109-128 DOI: https://doi.org/10.1080/714005073

Parasuraman A. et al, (1985), ‘A Conceptual Model of Service Quality and Its Implications for Future Research.’ Journal of Marketing, Fall, pp 41-50. DOI: https://doi.org/10.1177/002224298504900403

Parasuraman A., Zeithaml V.A, and Berry L.L., 1988, “SERVQUAL:A multiple-Item Scale for Measuring consumer Perceptions of Service Quality”, Journal of Retailing 64 (spring 1988), pp 12-40

Parasuraman, A., (2004), “Assessing and improving service performance for maximum impact: insights from a two-decade- long research journey”, Performance Measurement and Metrics, Vol. 5, No. 2., pp. 45-52. DOI: https://doi.org/10.1108/14678040410546064

Powell, T C (1995), "Total Quality Management as Competitive Advantage: A Review and Empirical Study", Strategic Management Journal, Vol. 16, pp. 15-37. DOI: https://doi.org/10.1002/smj.4250160105

Reynoso, J. and Moore, B. (1995), "Towards the measurement of internal service quality", International Journal of Service Industry Management, Vol. 6, No. 3, pp. 64-83. DOI: https://doi.org/10.1108/09564239510091349

Sahney, S., Banwet, D.K., and Karunes, S. (2004), "A SERVQUAL and QFD approach to total quality education: A student perspective", International Journal of Productivity and Performance DOI: https://doi.org/10.1108/17410400410515043

Yavas U., Bilgin Z. and Shemwell D. J., 1997, “Service Quality in the Banking Sector in an Emerging Economy: A Consumer Survey”, International Journal of Bank Marketing, vol. 15. No. 6 pp. 217-223. DOI: https://doi.org/10.1108/02652329710184442

Zeithaml, V. A., Berry, L. L., Parasuraman, A., “Communication and Control Processes in the Delivery of Service Quality”, Journal of Marketing, 52, April, 1998, p. 36. in: Tourism and hospitality management, no. 1., Faculty for Tourism and Hospitality Management Opatija, Opatija.

--0--

Downloads

Published

2012-12-31

How to Cite

Akhter , M. M. . (2012). Service Gap of Selected Public and Private Commercial Banks in Bangladesh . Global Disclosure of Economics and Business, 1(2), 83-95. https://doi.org/10.18034/gdeb.v1i2.196